Cash is King, they say. And for the buyers out there that have loans - let me explain why sellers may chose a cash buyer over a person puchasing with a loan - even if the offer on the home is the priced the same as an offer. When you pay cash for a home.... 1. You don't have to ask for permission from anyone. There is no lender involved, and therefore no appraiser involved. For a home to get a loan, a bank must hire an appraiser to assess the value of the home. If the appr